Citowise
About Citowise
Citowise provides tools for corporate and private users to interact with blockchain networks.For private users, Citowise provides a safe, simple and reliable cryptocurrency mobile application. For business customers, Citowise offers a crypto payment processing gateway and company administrative and operating services including corporate registration of a company in foreign jurisdictions. For crypto startups, Citowise provides a unique ICO placement platform, and, a broad range of related consulting services for legal, marketing and technical solutions. The mobile crypto wallet is Citowise’s most popular product. It is a multi-cryptocurrency wallet for private and business customers which solves a lot of the problems that slows down the mainstream adoption and global use of cryptocurrencies, it is arguably and is recognized as such by the industry, the most complete, versatile and safest wallet around.
Citowise provides tools for corporate and private users to interact with blockchain networks.
For individuals,Citowise provides a simple and reliable cryptocurrency mobile application.
For businesses, Citowise offers a crypto payment processing gateway and corporate services, including company registration in a large number of foreign jurisdictions, both within the EU and abroad. For crypto startups, we provide a unique state of the art ICO platform in a regulated safe legal EU jurisdiction coupled with a broad scope of consulting services ranging from legal, marketing and technical aspects. Citowise’s the best known product is its mobile wallet.
The Citowise wallet is a multi-cryptocurrency wallet for private and business customers which empowers users to access mainstream adoption and use of cryptocurrencies globally. Citowise is one of the few wallets that is both safe and decentralized as it does not keep private user keys. This positions the Citowise wallet as a means of accessing and transacting on the blockchain. Citowise’s live wallet functionalities are second to none and haven’t yet been matched by any competitor in its peer group.
Citowise aims to provide answers to ambitious solutions to hindrances slowing down the industry’s growth:
- Blockchain is not a simple and is actually a misunderstood concept
- Cryptocurrencies aren’t very easily accessible and challenging to acquire
- High exchange fees
- There are significant difficulties to integrate cryptocurrencies into the traditional payment systems and infrastructure
- Companies struggle or avoid to openly operate and use cryptocurrencies
- Accounting standards for cryptocurrencies are still in experimental mode
- Fundraising for ICOs is a challenging process, tainted by reckless players, lack of transparency and occasionally scams
- A Unique Integration - A completely unique and secure multi cryptocurrency wallet that integrates with Ledger and Trezor
- A Simple UX - An extremely simple user interface that requires no technical knowledge of any of blockchain networks
- Crypto made easy - Purchasing and transferring cryptocurrencies directly from the wallet
- Debit Cards - A Prepaid debit card which can be topped off instantly with cryptocurrencies from the wallet, allowing users to use their crypto on demand
- Best Available Rates - Lower exchange fees, as Citowise scans all exchanges to minimize transaction costs
- Corporate Registration - The only wallet in the world that enables entrepreneurs to acquire or setup company in 28 jurisdictions, with cryptocurrencies and remotely
- Invoicing - Citowise provides a unique solution that generates invoices for all crypto payments for the company wallet in order to cater to accounting processes
- An Corporate Services Marketplace – A marketplace that lets you find specialists to fulfill all your corporate obligations remotely
- Multiple currency & ICO participation - A means by which users may safely participate in ICOs with hardware wallets using a wide range of cryptocurrencies
- ICO Platform Participation - Listing on a platform for ICOs, which have passed a robust due diligence process conducted by Citowise team
- Payment gateway - For companies, we provide a payment platform that accepts payments in coins and tokens. Integration into existing websites takes 5 minutes. Any ICO can start accepting its own tokens. Users are able to pay in project-specific tokens from their wallet within 3 clicks.
Problems of Fundraising
One of the most popular and efficient means by which innovative companies can realize their projects today is by raising funds via an ICO. While ICOs saw a phenomenal growth in 2017, a change in regulations, a string of immature unsuccessful projects and the rise in scam projects has made it more challenging for companies to raise resources via an ICO. Not only are there fewer participants, the remaining market participants are looking for new ways to ensure they have either conducted strict due diligence or got a recommendation from a trusted source who can vet and validate the claims of the ICO. A few harmful or scam ICOs have ended up hurting the entire industry and spread a sentiment of suspicion for all ICOs. Thus potentially hurt fundraising of blockchain projects which are both revolutionary in its principles.Cryptocurrencies and Company accounts
With all the challenges facing individual cryptocurrency users, the current system is even less accommodating for those wanting to use cryptocurrencies via a corporate account. On the one hand, mainstream banks have been extremely aggressive towards companies who trade cryptocurrencies. There have been many examples, as of late, where company accounts in banks all over the world were getting closed or shut down simply because of trading activities between the company’s bank account and one of the crypto exchanges. This type of obstacle and unacceptable breach of the freedom of choice of strategies and providers makes it almost impossible for companies to obtain or trade cryptocurrencies.The Citowise approach
At Citowise understand that the development of any industry as a whole is tightly coupled with ease of creation of new products and services that are connected to already operating businesses. During Citowise’s learning path, the company realized that there are a number of fundamental problems that currently constrain the development of the crypto payments operating framework for private users and corporate entities. The Citowise solutions provided ambition to tackle these problems and facilitate the development of blockchain related projects and all existing businesses. Citowise has already provided a number of products that have gotten positive traction from the community. Tools that Citowise now offers, are now in testing phase or have a solid software ground for are:• A multi-cryptocurrency wallet with the support of hardware wallets
• A universal decentralized ICO participation platform
• A decentralized payment process for eCommerce
• A corporate registration functionality in one of the 28 available jurisdictions.
• An administrative Marketplace for Companies
The Citowise wallet
Wallet
First and foremost, it is important that operations on blockchain should be simple, easy and smooth. This feature can only be achieved by continuous iteration of software’ interface and adapting it to different user groups. Secondly, the operation process should alleviate a necessity of any technical understanding or knowledge-based actions. Finally, this process should be simple, secure and self-explanatory. Citowise has mastered these factors and has provided a free, secure, reliable and infrastructure independent wallet for mobile phones. A mobile wallet, connected to internet turns blockchain from a clumsy and highly technical technology to a convenient, accessible and reliable tool. Continuous iteration using user’s feedback and implementation of a large scope of functionalities brought the Citowise wallet to a very high level, where it is intelligible and usable for people without a technical background. Providing a support of hardware wallets has brought the Citowise wallet to the highest levels, turned it from yet another wallet to a universal solution that is convenient, secure and available to users everywhere in the world at any time.Payment processing
E-commerce has become a de-facto standard model for the retail industry. Annual reports are outlining fascinating online sales growth trends, and predictions depict an even better picture. In Europe alone, the online turnover in 2016 was reported to be €530 billion and was forecasted to become €602 billion in 2017. Globally, the are even more impressive, and the volume of e-commerce is expected to reach $4 trillion by 2020. Traditional payment systems are convenient tools for online merchants, who are selling goods or services to local or regional customers; however, these are not well tailored for businesses operating solely in the digital space. Music, videos, ebooks, online training, games and other digital goods or services are often the victims of chargeback fraud.A Secure ICO engine
An ICO is a great way to raise funds for emerging startups. Its short history is full of dazzling success stories and tales of projects raising millions in a matter of days or even minutes. Sometimes, this is only with an idea that is shortly described in a and a good looking website. Having an enormous wave of startups preferring ICOs instead of traditional VCs and angel investors raises. Government representatives are attempting to introduce regulations into this fast-growing field of project financing. One thing is sure: ICOs are a global phenomenon, and they will continue as an alternative way of raising funds for startups. They are a global crowdfunding/fundraising exercise, a global branding marketing exercise and a communion with its community.Buying a company
Solution Overview
The situation of cryptocurrency acceptance is different for each country. Some countries are opening their doors to crypto entrepreneurs and welcoming crypto related startups, preparing legal frameworks for the operation of such, others are banning any kind of cryptocurrency related activities and any operations with it.Token Details
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Whitelist
15 Jun 2018 - 15 Dec 2018
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Pre Sale
15 Aug 2018 - 15 Sep 2018 (1.0 ETH = 3888.0 ctw)
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Public Sale
15 Oct 2018 - 15 Dec 2018 (1.0 ETH = 3888.0 ctw)
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Ticker
ctw
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Platform
Ethereum
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Country
Estonia
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Accepting
ETH
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Restrictions
- Cuba (Total Restriction)
- Myanmar (Total Restriction)
- North Korea (Total Restriction)
- Iran (Total Restriction)
- Syria (Total Restriction)
- Ivory Coast (Total Restriction)
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Total Raised
-
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Soft Cap
20,000 ETH
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Hard Cap
90,000 ETH
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Total Tokens
500,000,000
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Available For Sale
70%
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Bounty
-
-
KYC Required
true
Milestones
1June 2018• Alpha testing of token processing payment gateway (Ether and All ERC20 tokens)
• Private sale of ICO
• Participate in listed ICOs with Bitcoin
• Marketplace concept
• Negotiations with debit card acquirer (Visa|Mastercard)
2July 2018• Wallet supports Litecoin and Bitcoin Cash
• Buying crypto for fiat within the wallet (Europe only)
• Alpha testing ”Buy a company“ solution
• Marketplace beginning of development
3August 2018• Launch of public Presale
• Beta testing ‘Buy a company “solution
• Negotiations with UnionPay network debit cards (ASIA)
• Participate in listed ICOs with Litecoin, Bitcoin Cash
• Beta testing of token processing payment gateway (Ether and All ERC20 tokens)
4September 2018• Citowise wallet desktop version
• Wallet supports Dash
• Donations listing
• Payment gateway supports Bitcoin, Litecoin, Bitcoin Cash
5October 2018• Participate in listed ICOs with Dash
• Production ready ‘Buy a company“ solution
• Launch of public ICO
6November 2018• Wallet supports Waves
• Escrow available in the wallet (Bitcoin)
• Launch of beta version of marketplace
7December 2018• Production-ready marketplace
• Finish of ICO campaign
81st quartile 2019• Wallet supports Stellarium
• Participate in listed ICOs with Ripple
• Citowise debit cards
• Wallet supports NEO, EOS, Credits, Stellar, Ripple, Monero
• More than 200 000 ordered debit card in EU and Asia
• Payment gateway supports EOS, Credits, Stellar
• More than 1 000 000 Citowise wallet active users
TEAM
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author:
rivaldo2020
BTT Profil link:
https://bitcointalk.org/index.php?action=profile;u=2051385
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