Thursday 26 July 2018

Ubcoin


Image result for ubcoin 
Ubcoin

UBCoin Market is a blockchain-based smart ecosystem that helps the easy exchange of physical and real goods for cryptocurrency. UBCoin adds to the trajectory of public crypto adoption. With this platform, it allows a real life use for crypto assets and currencies.

Ubcoin Marketplace — the next leap forward for Ubank, leading mobile payments app in Eastern Europe. Now with Ethereum blockchain, exchange-traded UBC cryptocurrency, and peer-to-peer smart contracts for buying and selling goods for cryptocurrency.

 Image result for ubcoin

About Ubcoin Market

Ubcoin Marketplace — the next leap forward for Ubank, leading mobile payments app in Eastern Europe. Now with Ethereum blockchain, exchange-traded UBC cryptocurrency, and peer-to-peer smart contracts for buying and selling goods for cryptocurrency. Ubcoin Market will become part of Ubank app as a new feature.

Crypto currency mass adoption
    We promote mass adoption of digital assets that are both a means of settlement and an investment vehicle. 
Peer-to-peer interaction
    Cut out as many intermediaries as possible. The platform facilitates smart contract execution between independent parties.
Legal marketplace
    We are developing an AI technology to pre-screen seller postings for potential infringements of reason, morality, safety and due care.
Decentralization
    Blockchain allows for decentralized initiation, settlement and fulfillment of transactions. Payments are immediate upon performance under smart contracts.
Impeccable interface
    Our interface design brings harmony and seamless experience of buying and selling goods globally.
Open community
    We strive to open our API to develop best adaptations of the platform for specific local needs. Also we envision engagement of third-party providers (i.e. delivery companies, notaries).

    The Ubcoin Marketplace is not a greenfield project, but an extension of the Ubank mobile app:
• A matured company, existing since 2009
• Our current product, Ubank, has over 16 million installations worldwide
• We consist of 50+ developers, top management and advisor talent
• Ubcoin will enhance and reinvent existing product value proposition
• Samsung and Fly pre-install our current product on all smartphones, sold in CIS, including flagship Galaxy 9

    The token sale seeks to raise financing to expedite development of Ethereum blockchain-based smart contracts, of AI-based screening and KYC technology, and to fund global expansion. Ubank app’s unique distribution model through pre-installation by manufacturers will be scaled to new geographies.    

 
    Mass adoption of cryptocurrencies is inevitable and imminent. The cause and credit is owed to many trail-blazing entrepreneurs and visionaries, including the source of our inspiration and object of deepest respect, Telegram. The moment of mass adoption will definitely come sooner rather than later. Consumers need a simple, fast and safe means of obtaining digital currency.
    Capitalization of cryptocurrencies fluctuates around $400 billion. Yet the governments, banks, and international payment systems around the world drag their feet in establishing clear rules of regulating crypto transactions to enable law-abiding citizens buying and selling physical goods using their digital assets. A large portion of $400 billion is ripe for spending - conversion into physical assets.

    The goal of our company is to empower consumers around the world to invest in crypto and to enjoy the purchasing power of their crypto investments by creating a Ubcoin digital marketplace where they can freely and securely buy and sell goods for cryptocurrency. 

Vision :

1. Many people want a simple and safe way to obtain a stake in cryptocurrency, but do not know how. They are not miners, not speculators, just individuals who see added value in investing in cryptocurrency. The number of cryptocurrency owners is projected to increase from a current 22 million to over 200 million by 2020.
2. Yet these same people are very comfortable with buying and selling on Ebay, Amazon, WeChat, Etsy, Taobao and the like. In 2016, marketplaces accounted for 44% of the world’s $2.44 trillion spent online in 2016.
3. Cryptocurrency wallets are primarily concentrated on mobile devices, with over 65% of wallets being mobile. Global smartphone penetration is projected to reach 37% by 2020.
4. Global population of digital buyers will surpass 2 billion people by 2020. 

Potential for Crypto to goods Mobile Marketplace

     These four pivotal forces combine in the global mobile marketplace where people can:
• Easily become owners of cryptocurrency by selling goods
• Easily spend their cryptocurrency wealth by purchasing real world goods

    The global Ubcoin Marketplace, powered by Ethereum blockchain and the exchangetraded UBC cryptocurrency, enables these endeavors with peer-to-peer smart contracts for buying and selling goods:
• Sellers are interested to receive cryptocurrency for their wares. Utility of settlement + Investment vehicle = mass adoption of digital currency;
• Buyers are realizing the cryptocurrency investment gains and purchasing power, yet are spared the pain and risks of switching between crypto and fiat currency;
• Smart contracts ensure that transactions are seamless, secure, enforceable, transparent and decentralized.  

    The smart contract technology allows the Ubcoin Marketplace, to ensure safety, executability, intractability and verifiability of a transaction, successfully facilitating peerto-peer transactions. 

    As regulation concerning acceptance of digital currencies in a B2C arena evolves, the marketplace will add business sellers and buyers to its roster. The smart contracts will obliviate many existing intermediaries, the leeches of value chains. The delivery economy facilitates explosive growth in the form of direct manufacturer-to-consumer transactions, allowing for much more attractive pricing for both buyer and seller. Make-toorder manufacturing becomes a much more relevant business model.

    Some transactions may, in the future, require additional KYC/AML procedures for execution of smart contracts for certain types of deals, involving third-party providers (i.e. delivery companies, couriers, notaries). The Ubcoin platform envisions seamless engagement of these parties.
    We pay special attention to ensuring the legitimacy of goods and services sold on the Ubcoin marketplace. We are developing an advanced AI technology to help pre-screen seller postings for any potential infringements of reason, morality, safety and due care.  

Market Opportunity Analysis
Digital shopping is increasing in prevalence in the world.
The number of digital buyers worldwide is projected to surpass 2 billion individuals by 2020


ICO will be held from 2 April till 31 May
Bonuses for Early Investors
 
The maximum supply of tokens will be distributed as follows:

Milestones

1
2006 - 2011
NaviFon launch - mobile navigation application.
Utalk launch - crossplatform messaging client.
Preinstallment agreement with Samsung. Ubank trademark registration.

2
2013 - 2014
Ubank launch.
Preinstallment agreement with Fly.
Ubank raised $8 million investment from Runa Capital, leading Russian venture investment fund. More than 3 million users.
Preinstallment agreement with Huawei.

3
2015 - 2017
Strategic partnership with MDM Bank.
Co-branded card launched.
Ubank financial marketplace model launched.
6.1 million downloads of Ubank app on GooglePlay.
Strategic partnership with Sovcombank.
12 million downloads of Ubank app on GooglePlay.

4
2018 - WE ARE HERE
Beta smart-contract platform developed.
Support and verification team formed.
Beta-testing of MVP through existing app distribution channels with leading smartphone manufacturers.
MVP launch in Eastern Europe.
Basic KYC framework developed.

5
Q1, 2019
Full version of the app launched in Eastern Europe.
App distribution agreements extended to additional regions.
Beta open API developed.

6
Q2, 2019
Launch in Middle East and South Korea.
Beta AI-screening developed.

7
Q3 2019
Launch in South East Asia and South Asia.
Open API available for developers.

8
Q4, 2019
Launch in Latin America.
Full AI-screening tool rolled out.

9
2020 - 2022
• Marketplace launched in North America.
• Organic growth of the platform.
• Strategic partnerships with non-crypto online
marketplaces to enrich customer experience.
• Ongoing improvements of technology to enhance
marketplace experience.



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author:
BTT username: rivaldo2020
BTT profile link: https://bitcointalk.org/index.php?action=profile;u=2051385
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